Our Services

Our mission is to provide all our valued clients with: 1) superior investment strategies; 2) constant investment performances, utilizing the least amount of risk possible.

 

We know how each investor has a unique situation — from a small business owner to a professional, from a wealthy retiree to a young family just beginning to build an asset base.  That is why we customize our solutions and pledge to each and every client the same uncompromised attention to excellence and details.

 

We strive to identify and understand our clients' financial goals first, and then build the best possible investment plan to help them achieve their distinct financial objectives.

Our fees, advice and investment recommendations are fully transparent.  We explain every action taken both as to how it is done and what the expectations are.  Since we are not beholden to any proprietary products, companies or sales quotas, we do not push any particular product.  Our research is directed to finding the investment strategy best suited to helping you reach your financial objectives.

Together we explore your objectives and preferences, with specific attention paid to your risk tolerance, time horizon and performance expectations. Based on this information, we structure a financial plan tailored to help meet your specific needs over the long term.  We work with you to build a relationship of trust destined to last a lifetime.

 

You begin with an in-person meeting with both principals to discuss your life, your assets, your family, your objectives, your dreams. After carefully considering the information gathered at this meeting, we design a strategy tailored to your unique situation. We follow a five-step process:

In developing a plan that is right for you, we select the investment styles and asset classes that are most appropriate for your portfolio. In today’s complex and changing world of investments, we guide you through

 

Utilizing state-of-the-art techniques and established investment theories, your plan is customized to your needs that strives for consistent returns while minimizing risk.

We’ll keep in touch with you with frequent phone calls or emails to discuss the current market situation in light of your portfolio and to see if/how your life and financial needs may have changed, after which we adjust your portfolio appropriately.  Each quarter you’ll receive our newsletter and a report outlining your portfolio performance, positions and all adjustments made during the previous quarter. 

 

Because of our extensive industry knowledge and many years of experience, we can provide you with detailed information about the benefits and uses of different types of investments, such as equities, bonds, ETFs, open- and closed-end mutual funds.  We will happily work with your current professionals or can recommend attorneys, CPAs or other specialists as needed.

Whatever retirement plan you choose for your business – 401(k), Defined Benefit, Simple and/or SEP – we provide customized investment services to companies and plan participants. Our comprehensive and detailed program thoroughly explores your objectives and preferences, and provides you with a retirement plan solution that is appropriate for your situation. Our process includes a 3-step approach:

 

Our commitment to our 401(k) clients is to offer investment advice that provides:

 

The result is a clear indication of your 401(k) plan’s performance. You get step-by-step guidance including an evaluation of the funds offered – those that should be kept, sold or added – as well as a review of your plan in terms of employee participation and current regulations to ensure it is in compliance.